Mortgage rates are low but can't stay low forever. Here's how you can join the current Refi Boom.

You could save 13% on your mortgage as compared to one year ago.

Adjustable-rate mortgages are a relative bargain as compared to fixed-ones.

As mortgage rates drop, so do housing payments. It's a good time to consider refinancing your home, or making an offer on a new one. Mortgage payment affordability has never been so high in history.

For as low as 30-year fixed rate mortgage rates are today, 15-year fixed rate mortgage rates are even lower.

Mortgage rates have troughed. Or, so it seems.

With mortgage rates at all-time lows, you may be asking "Is now a good time to refinance?". This short interview from NBC's The Today Show offers good insight.

For the first time in more than 40 years, data from Freddie Mac's weekly Primary Mortgage Market Survey shows the average 30-year fixed rate mortgage falling below 4 percent, dropping to 3.94 percent nationwide. It's the lowest average 30-year fixed reading in the survey's history.

For the first time in a year, homeowners with adjusting mortgages are facing rising mortgage rates.

One week after posting its lowest mortgage rate in 50 years, Freddie Mac reports that the 30-year fixed rate mortgage rose by an average of 7 basis points nationwide this week to 4.22 percent.

Mortgage rates and the Fed Funds Rate are two different interest rates; completely disconnected. Here's a chart that proves it.

According to Freddie Mac's weekly Primary Mortgage Market Survey, the national, average 30-year fixed rate mortgage fell to 4.39% this week -- the lowest 30-year fixed reading since November 18, 2010.