Bring an acceptable offer and the seller will pay a full year of HOA dues - then settle into what no other row in Harbor Crossing offers: a fully private, wooded backyard with nothing built behind you, just trees, plus a rare rear entrance that drops you straight onto the main road instead of the interior loop everyone else drives. That mix of privacy and access doesn't exist anywhere else in the community. Used only as a part-time second home, this 2024 Meritage build has been barely lived in and shows like new construction - without the wait or the wear. The open main level pairs a 20x14 great room with a stainless kitchen, center island, and walk-in pantry. Upstairs, an oversized primary suite with walk-in closet and double-vanity bath is joined by two more bedrooms with extra-large closets and a second-floor laundry. Smart thermostat, smart locks, smart irrigation, security system, and Energy Star efficiency throughout. Attached garage with private driveway; refrigerator and washer convey. Location is the real flex. You're minutes from Old Hickory Lake - the Station Camp Creek public boat ramp sits right off Douglas Bend Road - and directly across from Tennessee Grasslands golf. Lock 4 Park trails, the greenway, Indian Lake shopping in Hendersonville, and historic downtown Gallatin are all close, with Nashville a quick 35 minutes via Vietnam Veterans Blvd. Zoned for top Sumner County schools: 9/10 Jack Anderson Elementary STEM, 8/10 Station Camp Middle, and Station Camp High (top 8% in TN). The HOA covers exterior maintenance, grounds, insurance, and trash - lock-and-leave easy in one of Middle Tennessee's fastest-growing cities. Move fast - bring an acceptable offer and the seller will cover a full year of those HOA dues.