Welcome to your opportunity to own an affordable Tennessee River retreat with water access, lake views, and endless possibilities. Situated on two parcels totaling approximately 0.74 acres in the peaceful lake community of Sale Creek, this unique property offers an existing home, private dock, and room to create your ideal waterfront lifestyle. The 2-bedroom, 1-bath home with a basement sits on approximately 0.58 acres, elevated to capture beautiful water views while offering privacy and space to relax or expand. The basement provides excellent storage for boats, kayaks, fishing gear, or workshop space. Utilities are already in place with a well servicing the home and city water available, making this property ready to enjoy as a full-time residence, vacation rental, or future custom lake home. Just across quiet Lakewood Drive, the additional 0.16-acre waterfront parcel features a private dock in a protected inlet with reliable summer water levels and direct access to the Tennessee River. Spend your days boating, kayaking, paddleboarding, fishing, or simply relaxing by the water. There's plenty of room to create an outdoor entertaining area with a fire pit, picnic space, storage building, or future boathouse. This is the perfect summer vacation home for water enthusiasts or a peaceful year-round retreat for nature lovers who want to enjoy the beauty of the Tennessee River every season. By water, you're just a short ride to Chester Frost Park, Chickamauga Lake, and Sale Creek Recreation Area, while remaining conveniently located only 20 minutes from Soddy-Daisy and Dayton and 45 minutes from downtown Chattanooga. Properties offering a home, basement, private dock, water access, lake views, and two separate parcels are increasingly rare. Enjoy the home as it is, renovate it into your dream lake cottage, or build your custom waterfront retreat. Property includes parcels 016OB025 and 016OA006 (both sides of Lakewood Drive).