100% Conventional financing with No Monthly Mortgage Insurance (PMI) & $10k in forgivable down payment assistance available for qualified buyers. No first-time homebuyer requirement, no income limit. Built in 2022, this detached home offers open living, modern finishes, thoughtful upgrades, and a low-maintenance lifestyle with outdoor space designed for real use. NO HOA. $45k in upgrades.Situated on a quiet dead-end st, the main level is open, connected, & designed for everyday living. Higher ceilings and site-finished hardwood floors carry through the kitchen, dining, and living areas, creating a space that feels bright and functional. The kitchen features ss appliances, quartz countertops, soft-close cabinetry, tile backsplash & an oversized island with seating for three. Built-in shelving and wiring for mounted TVs add function to the living space, while a mudroom-style drop zone near the garage adds practical storage, including a large under-stair closet for pantry overflow, etc. Upstairs, all three bedrooms are positioned for privacy and function. The primary ste features a vaulted ceiling & custom trim accent wall, ensuite bath with tile flooring, double vanity, and a custom walk-in closet. Two other bedrooms offer flexibility for guests, work-from-home, or shared living, with closet storage in each. Both full baths include double vanities and quartz countertops. The upstairs laundry closet is near all bedrooms. Outdoor living is a standout feature. The extended covered deck with screened-in porch and mounted TV creates a true second living space. The pet friendly fenced yard includes a fire pit area and grilling space. Additional highlights include custom blinds, home warranty, and all appliances. One owner. Located just minutes from GEODIS Park, restaurants, parks, and greenways, with an easy 20-min commute to downtown.