Water Views! Water Access! Kentucky Lake!! Two houses! Two lots! One price! The million-dollar water vistas from this home on the bluff are spectacular. The main house 1532 sq ft boasts scenery of the water from every room, including the owner's retreat with tongue & groove cathedral ceilings, the living room with gas fireplace, cathedral ceilings, built-in book cases and high niche shelves, the open dining room with cathedral ceilings, the gourmet kitchen has custom cabinets in maple finish, and the private 23x13 Florida room with windows galore and white tongue & groove cathedral ceilings. The Florida room which can be used as sleeping quarters has black-out blinds on each window & a black-out curtain on the doors. The Florida room easily accommodates two twin or one double bed, a living area with TV and a secondary dining area for friendly gather. The owner's retreat has two walk-in closets, two vanities, and an elegant tile shower for two to enjoy. The half bathroom is conveniently located and houses the laundry closet. For easy cleaning, luxury vinyl floors are throughout the home and the owner's retreat has plush carpet and beautiful tile bathroom floors. In addition, there is a private detached 437 sq ft guest house with a comfortable living room, a quiet bedroom, and a full bathroom. The separate detached oversized 40x36 three car tandem garage fits cars, boats, campers, toys & tools and has an enclosed 21x10 heated & cooled office with storage. The 2 lots total 1.20 acres. This bird lover's paradise has White Pelicans, Eagles & Egrets living in the backyard foliage and soothing waters. The views include miles of TWRA land and nearby land of the National Wildlife Refuge overseen by the U.S. Fish and Wildlife Services. Lot #22 septic system is approved for 1 bedroom, and lot #23 is approved for 3 bedrooms. For a dock permit, the new owner may apply to the TVA for a section 26a permit. Most furnishings convey making this turn key home ready for your pleasure.