3 Tips to Help You Boost Your Credit Score for a Mortgage

If you're buying a home in Middle Tennessee, there's a good chance you'll need a mortgage loan to do it. Most people do. But what if your credit isn't perfect? What can you do to boost your score so you qualify for better interest rates and terms? This guide explains. 3 Tips to Help You Boost Your Credit Score for a Mortgage Check out these three tips to help you boost your credit score to qualify for a mortgage: Look for errors on your report (and have them fixed) Deal with delinquency and make payments early Build a fresh credit history Scroll down for a closer look at each. Tip #1 to Boost Your Credit Score for a Mortgage: Look for Errors on Your Report (and Have Them Fixed) Check your credit report and make sure it doesn't contain any errors. Thanks to the Federal Trade Commission, you're entitled to one free copy of your credit report each year from each of the major credit bureaus. You can get yours at http://www.annualcreditreport.com/ or by calling 877-322-8228. Alternatively, you can download free app, such as CreditKarma, to see what items your report contains. If you find any errors, dispute [...]