9 Things You Need to Consider Before Buying a Home in Nashville

If you're considering buying a home for sale in Nashville, you know that working with a real estate agent is your best bet - but if you're like many people, you haven't thought much beyond that. This guide covers the nine things every buyer should consider before dipping their toes into the real estate market. 9 Things You Need to Consider Before Buying a Home in Nashville Check out the nine things you need to consider before you buy a home in Nashville (or anywhere else): Location Neighborhood Your future home's size Your future home's age Your future home's condition School districts Commute times and usual traffic conditions Property taxes and HOA fees Availability of amenities Here's a closer look at each. Homebuyer Consideration #1: Location Nashville is a big city, and it's growing every day. That means that there are plenty of different neighborhoods to choose from - and each one has its own unique character. Do you want to be in the heart of the action downtown, or would you prefer a more suburban feel? Consider your needs and wants carefully before you decide. Related: What happens after a seller accepts your offer? Homebuyer Consideration #2: Neighborhood In [...]

7 Quirky Attractions You Need to See if You’re Moving to Nashville

If you’re buying a home for sale in Nashville, you need to get the inside scoop as quickly as you can – so start with this list of the seven quirkiest attractions in the city. 7 Quirky Attractions You Need to See if You’re Moving to Nashville Check out these off-the-beaten-path attractions you can see after you move to Nashville: Hatch Show Print The men’s bathroom at the Hermitage Hotel Timothy Demonbreun’s Cave The Old Tennessee State Prison George Boedecker’s Sculpture Garden Dragon Park Ryman Alley Here’s a closer look at each. Hatch Show Print As one of the oldest letterpress print shops in the country, Hatch Show Print was founded in 1879. This shop, still fully functional, is located inside the Country Music Hall of Fame, but it used to be located directly behind the famous Ryman Auditorium (it was relocated in 2013). The shop is known for creating playbills for all kinds of famous people, and it’s definitely worth checking out. The Men’s Bathroom at the Hermitage Hotel The Hermitage Hotel, opened in 1910, sits in the heart of Nashville and features spectacular architecture – but its claim to fame may surprise you. The men’s restroom (really!) features [...]

By |2022-10-12T11:39:04-05:00October 4th, 2022|Agent Blog, Blog, Buyers|Comments Off on 7 Quirky Attractions You Need to See if You’re Moving to Nashville

What Happens After a Seller Accepts Your Offer?

Finding your dream home is incredibly exciting - and it's even more exciting when a seller accepts your offer. But what happens next? This guide walks you through the process that takes place after a seller accepts your offer, as well as what you need to do to prepare for closing. What Happens After a Seller Accepts Your Offer? Quite a bit happens between offer acceptance and closing day. Before you can move in, you need to complete the following tasks: Review your purchase agreement Hire a home inspector Get final mortgage approval Schedule your closing date Transfer funds and finalize documents Your real estate agent will be with you every step of the way, answering your questions and making sure you meet important deadlines. But in the meantime, here's a closer look at each so you know what to expect from the process between offer acceptance and closing. Task #1 After a Seller Accepts Your Offer: Review Your Purchase Agreement Your purchase agreement is a legally binding document that outlines the details of your home purchase, including price, contingencies, deadlines and more. After the seller accepts your offer, you'll need to review the agreement carefully with your agent to [...]

By |2022-11-01T00:59:26-05:00September 4th, 2022|Agent Blog, Blog, Buyers, Buying and Selling Tips, Consumer Blog, Sellers, Selling Real Estate|Comments Off on What Happens After a Seller Accepts Your Offer?

When Can a Seller Keep Your Earnest Money Deposit?

If you're like many people, you know that when you offer to buy a home, you usually include an earnest money deposit. But when does a seller get to keep it? This guide explains. When Can a Seller Keep Your Earnest Money Deposit? To understand when a seller gets to keep an earnest money deposit, you must first understand what an earnest money deposit is for. An earnest money deposit is cash that you give a seller to show that you're serious about making the purchase. After all, you're asking the seller to take their home off the market so you can buy it, but the seller doesn't have any guarantee that the transaction will actually go through. Usually, an earnest money deposit totals between 1 and 3 percent of the home’s purchase price. The reason this deposit exists is so that the seller has some form of compensation if you back out of the transaction without a good enough reason to do so. So what is a good enough reason? That's where contingencies come in. What You Need to Know About Contingencies Contingencies are conditions that must be met before a transaction can go through. Contingencies affect buyers and [...]

By |2022-11-01T01:02:33-05:00August 4th, 2022|Blog, Buyers, Buying and Selling Tips, Consumer Blog, Sellers, Selling Real Estate, Tips|Comments Off on When Can a Seller Keep Your Earnest Money Deposit?

5 Tips to Help You Luxe Up Your Loo (and Get Buyers to Make an Offer)

If you're like many people, you know that home staging is an important part of selling a home. But what can you do to your bathrooms? This guide explains. 5 Tips to Help You Luxe Up Your Loo (and Get Buyers to Make an Offer) Home staging is an essential part of the selling process if You want to make the best possible profit, and that includes your bathrooms. Check out these five tips that can help you make your bathrooms more appealing to prospective buyers: Swap out your dated fixtures Regrout the tub Scrub everything Remove personal items Add luxury touches Here’s a closer look at each. Bathroom Staging Tip #1: Swap Out Your Dated Fixtures If the fixtures in your bathrooms are old enough to vote, it's time to replace them. Head to your favorite home improvement store and look for new faucets, cabinet and drawer hardware, switch plates and light fixtures. You may be surprised at how affordable these things are, and even better, they're all typically easy to install on your own. If you're not sure whether you can tackle the task, though, it's a good idea to call a general contractor who can make the [...]

By |2022-11-01T01:03:34-05:00July 17th, 2022|Agent Blog, Blog, Buyers, Real Estate, Sellers, Selling Real Estate, Tips|Comments Off on 5 Tips to Help You Luxe Up Your Loo (and Get Buyers to Make an Offer)

3 Tips to Help You Boost Your Credit Score for a Mortgage

If you're buying a home in Middle Tennessee, there's a good chance you'll need a mortgage loan to do it. Most people do. But what if your credit isn't perfect? What can you do to boost your score so you qualify for better interest rates and terms? This guide explains. 3 Tips to Help You Boost Your Credit Score for a Mortgage Check out these three tips to help you boost your credit score to qualify for a mortgage: Look for errors on your report (and have them fixed) Deal with delinquency and make payments early Build a fresh credit history Scroll down for a closer look at each. Tip #1 to Boost Your Credit Score for a Mortgage: Look for Errors on Your Report (and Have Them Fixed) Check your credit report and make sure it doesn't contain any errors. Thanks to the Federal Trade Commission, you're entitled to one free copy of your credit report each year from each of the major credit bureaus. You can get yours at http://www.annualcreditreport.com/ or by calling 877-322-8228. Alternatively, you can download free app, such as CreditKarma, to see what items your report contains. If you find any errors, dispute [...]

By |2022-10-12T11:39:04-05:00June 17th, 2022|Agent Blog, Blog, Buyers, Mortgage Guidelines, Real Estate, Tips|Comments Off on 3 Tips to Help You Boost Your Credit Score for a Mortgage

5 Tips to Help You Buy the Perfect Home

If you’re thinking about buying a home in Middle Tennessee this year, you’re not alone – but how do you know whether you’re getting the best home for your needs? Check out these five tips that can help you buy the perfect place. 5 Tips to Help You Buy the Perfect Home Buying a home is a process, and it takes a lot of work. Fortunately, you can give yourself the best shot at finding one that’s perfect for you by following these five tips: Save your pennies Look at properties below your budget Be mindful of layout Stay flexible Remain calm, cool and collected Scroll down for a closer look at each. Tip #1 to Find the Perfect Home: Save Your Pennies When you're buying a home, your down payment matters. The more you can put down, the lower your monthly payments will be. Though there are programs that enable you to buy a home with less than 20 percent down, you also need to know that your lender will most likely require you to pay for private mortgage insurance, or PMI, if you don’t put your own “skin in the game.” PMI Can raise your monthly [...]

By |2022-10-12T11:39:05-05:00June 4th, 2022|Agent Blog, Blog, Buyers, Buying and Selling Tips, Real Estate, Tips|Comments Off on 5 Tips to Help You Buy the Perfect Home

7 Essential Tips for First-Time Homebuyers

If you’re buying your first home, you’ll most likely rely heavily on your REALTOR® to walk you through the process – but before you even start looking at homes for sale in Nashville, Brentwood, Franklin or another Middle Tennessee community, these seven tips can help you get off on the right foot. 7 Essential Tips for First-Time Homebuyers Check out these seven essential tips for first time homebuyers: Start saving early Figure out how much home you can (reasonably) afford Check your credit score and take steps to improve it Learn about your mortgage options Find a skilled REALTOR to help you Ask your agent about homebuyer assistance programs Get preapproved for a loan It’s a good idea to run through these tips before you even start looking at homes for sale in Middle Tennessee. Here’s a closer look at each.  Tip #1 for First-Time Homebuyers: Start Saving Early Though you should talk to a financial professional about saving money for a down payment, traditional wisdom says that the higher your down payment is, the lower your monthly payments will be. Ideally, you’ll save up at least 20 percent of your next home’s purchase price to use as a down [...]

By |2022-10-12T11:39:05-05:00February 17th, 2022|Buyers, Buying and Selling Tips, Real Estate|Comments Off on 7 Essential Tips for First-Time Homebuyers

Using a VA Loan to Buy Your Next Home in Tennessee

If you’re like many people, you qualify for a loan backed by the U.S. Veterans Administration – but how do you use a VA loan to buy a home in Nashville, Brentwood, Franklin or another city in Middle Tennessee? This guide explains. How Do You Use a VA Loan to Buy a Home in Tennessee? VA loans are for veterans of the U.S. armed forces, their qualifying dependents and a handful of others who qualify. If you’re a veteran or current service member in any branch (including the reserve components), you may be eligible for a VA loan. You’ll have to obtain a Certificate of Eligibility, or CoE, from the U.S. Veterans Administration. After you have your CoE in-hand, take it to your lender. Your lender will explain your loan options. How Does a VA Loan Work? A VA loan doesn’t actually come from the VA. Instead, the Veterans Administration backs it; that means the VA guarantees some or all of the loan. Your lender gets a guarantee from the VA that if you default on your payments, the VA will help cover its losses. Because the U.S. government is backing the loan, lenders are comfortable giving you more favorable [...]

By |2022-10-12T11:39:05-05:00February 4th, 2022|Blog, Buyers, Buying and Selling Tips, Mortgages|Comments Off on Using a VA Loan to Buy Your Next Home in Tennessee

Hendersonville Tennessee Life

If you’re a Nashville Native or have lived here for a few years, then you’re probably familiar with “The City by the Lake”.  If that doesn’t ring a bell, then you may also know Hendersonville as the home or once home to well-known musicians, such as Johnny and June Cash, Kelly Clarkson, Taylor Swift, Marty Stuart and Conway Twitty.  For those of you who are new to the area, Hendersonville is located just 18 miles north of Nashville in Sumner County, on Old Hickory Lake. This small town features more than 25 miles of shoreline on Old Hickory Lake, which draws in thousands of boaters, anglers and swimmers each summer. Locals - did you know Hendersonville adopted its name from William Henderson, the city’s first postmaster? This wonderful place is also known for its affordable housing, great school systems and for those who like to spend time outside enjoying its parks, trails and recreational amenities. This is why Hendersonville has become one of the fastest growing areas in Middle Tennessee. We’ve put together a few local recommendations to check out: Eat: The Rudder at Anchor High Marina or Moby Dicky’s. Boat: If you’re part of The Nashville Boat Club, then you’ll definitely want to [...]

By |2022-10-12T11:39:05-05:00May 30th, 2019|Agent Blog, Buyers|Comments Off on Hendersonville Tennessee Life
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