• June 17, 2022

    3 Tips to Help You Boost Your Credit Score for a Mortgage

    If you’re buying a home in Middle Tennessee, there’s a good chance you’ll need a mortgage loan to do it. Most people do. But what if your credit isn’t perfect? What can you do to boost your score so you qualify for better interest rates and terms? This guide explains. 3 Tips to Help You Boost Your Credit Score for a Mortgage Check out these three tips to help you boost your credit score to qualify for a mortgage: Look for errors on your report (and have them fixed) Deal with delinquency and make payments early Build a fresh credit history Scroll down for a closer look at each. Tip #1 to Boost Your Credit Score for a Mortgage: Look for Errors on Your Report (and Have Them Fixed) Check your credit report and make sure it doesn’t contain any errors. Thanks to the Federal Trade Commission, you’re entitled to one free copy of your credit report each year from each of the major credit bureaus. You can get yours at http://www.annualcreditreport.com/ or by calling 877-322-8228. Alternatively, you can download free app, such as CreditKarma, to see what items your report contains. If you find any errors, dispute them with […]

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  • June 4, 2022

    5 Tips to Help You Buy the Perfect Home

    If you’re thinking about buying a home in Middle Tennessee this year, you’re not alone – but how do you know whether you’re getting the best home for your needs? Check out these five tips that can help you buy the perfect place. 5 Tips to Help You Buy the Perfect Home Buying a home is a process, and it takes a lot of work. Fortunately, you can give yourself the best shot at finding one that’s perfect for you by following these five tips: Save your pennies Look at properties below your budget Be mindful of layout Stay flexible Remain calm, cool and collected Scroll down for a closer look at each. Tip #1 to Find the Perfect Home: Save Your Pennies When you’re buying a home, your down payment matters. The more you can put down, the lower your monthly payments will be. Though there are programs that enable you to buy a home with less than 20 percent down, you also need to know that your lender will most likely require you to pay for private mortgage insurance, or PMI, if you don’t put your own “skin in the game.” PMI Can raise your monthly payments and […]

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  • April 4, 2022

    How to Depersonalize Your Home Before You List it for Sale

    It’s important to depersonalize your home before you list it for sale, but where do you start? This guide gives you six action steps to take. 6 Ways to Depersonalize Your Home Before You List it for Sale If you’re selling your home in Middle Tennessee, your real estate agent will most likely talk to you about the importance of depersonalizing it. Depersonalizing doesn’t mean making it look like a museum that nobody lives in, but it does mean removing things that could inhibit a buyer’s imagination. Here are six ways to depersonalize your home before you list it for sale: Remove personal photos Take down collections and memorabilia Remove sayings from the walls Clear off the refrigerator Put away personal items in the bathrooms and bedrooms Say goodbye to anything potentially controversial Depersonalization Tip #1: Remove Personal Photos Take down your family photos before you list your home for sale. In addition to addressing privacy concerns, this step helps buyers envision their own belongings in your space; that’s tough to do when your family members are smiling down at them from the walls. Depersonalization Tip #2: Take Down Collections and Memorabilia Regardless of how important your collections and memorabilia […]

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  • March 17, 2022

    7 Secrets to Using Plants in Home Staging

    When you’re selling your home in Nashville (or elsewhere in Tennessee), your REALTOR® will probably talk to you about home staging. Staging is a big deal – it’s the act of making your home as appealing as you can to prospective buyers. One way to do that is by using plants. However, it’s not as simple as tossing a few potted plants around your home. This guide explains how to effectively use plants in home staging. 7 Secrets to Using Plants in Home Staging Plants can really make a space feel alive, and that’s what buyers love to see. In fact, when you can bring a bit of the outdoors inside, buyers are more likely to enjoy the time they spend in your home. That means they leave with a more favorable impression than they otherwise would have. Check out these seven secrets to using plants effectively in home staging: Choose the right plants Highlight must-see areas with plants Put your plants on stands Be careful with the pots you pick Mix-and-match plant types Use plants to create scale Never use fake plants Scroll down for a closer look at each. Secret #1 for Staging Your Home With Plants: Choose […]

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