About Angie Johnston

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So far Angie Johnston has created 10 blog entries.

3 Tips to Help You Boost Your Credit Score for a Mortgage

If you're buying a home in Middle Tennessee, there's a good chance you'll need a mortgage loan to do it. Most people do. But what if your credit isn't perfect? What can you do to boost your score so you qualify for better interest rates and terms? This guide explains. 3 Tips to Help You Boost Your Credit Score for a Mortgage Check out these three tips to help you boost your credit score to qualify for a mortgage: Look for errors on your report (and have them fixed) Deal with delinquency and make payments early Build a fresh credit history Scroll down for a closer look at each. Tip #1 to Boost Your Credit Score for a Mortgage: Look for Errors on Your Report (and Have Them Fixed) Check your credit report and make sure it doesn't contain any errors. Thanks to the Federal Trade Commission, you're entitled to one free copy of your credit report each year from each of the major credit bureaus. You can get yours at http://www.annualcreditreport.com/ or by calling 877-322-8228. Alternatively, you can download free app, such as CreditKarma, to see what items your report contains. If you find any errors, dispute [...]

5 Tips to Help You Buy the Perfect Home

If you’re thinking about buying a home in Middle Tennessee this year, you’re not alone – but how do you know whether you’re getting the best home for your needs? Check out these five tips that can help you buy the perfect place. 5 Tips to Help You Buy the Perfect Home Buying a home is a process, and it takes a lot of work. Fortunately, you can give yourself the best shot at finding one that’s perfect for you by following these five tips: Save your pennies Look at properties below your budget Be mindful of layout Stay flexible Remain calm, cool and collected Scroll down for a closer look at each. Tip #1 to Find the Perfect Home: Save Your Pennies When you're buying a home, your down payment matters. The more you can put down, the lower your monthly payments will be. Though there are programs that enable you to buy a home with less than 20 percent down, you also need to know that your lender will most likely require you to pay for private mortgage insurance, or PMI, if you don’t put your own “skin in the game.” PMI Can raise your monthly [...]

By |2022-06-02T17:52:43-05:00June 4th, 2022|Agent Blog, Blog, Buying and Selling Tips, Real Estate, Tips|Comments Off on 5 Tips to Help You Buy the Perfect Home

5 Curb Appeal Tricks That Make Buyers Fall in Love

When you're selling your home, curb appeal is very important. But what can you do to make buyers fall in love from the street? This guide explains. 5 Curb Appeal Tricks That Make Buyers Fall in Love Your real estate agent will likely talk to you about curb appeal, which is incredibly important when you're selling your home. In fact, when you know that buyers begin forming an impression of your home before they even step through the front door, you realize that making your home as attractive as possible from the outside can make or break your entire real estate transaction. Check out these five easy curb appeal tips that can help you sell your home faster and for more money: New house numbers Immaculate lawn maintenance A warm, welcoming threshold Visible outdoor living space An updated light fixture and door hardware Scroll down for a closer look at each. Curb Appeal Improvement #1: New House Numbers Buyers who drive up your street looking for your home will be scoping out each house along the way. You can make yours stand out by investing in new house numbers – after all, that's what buyers are initially looking [...]

By |2022-05-08T17:54:51-05:00May 17th, 2022|Agent Blog, Blog, Real Estate, Selling Real Estate, Tips|Comments Off on 5 Curb Appeal Tricks That Make Buyers Fall in Love

7 Common Mistakes Sellers Make

Your real estate agent will be there with you through every step of your transaction, but check out these seven common mistakes that many sellers make so you can avoid them. 7 Common Mistakes Sellers Make When you're selling a home, it requires a lot of work on your part. it's normal for sellers to make mistakes – after all, people don't sell homes every day. However, check out these most common seller mistakes so you can avoid them: Skipping curb appeal Forgetting to deep-clean Neglecting cabinets, drawers and pantries Leaving clutter out Overstuffing closets Failing to stage Leaving valuables behind Scroll down for a closer look at each. Common Seller Mistake #1: Skipping curb appeal prospective buyers begin forming an impression of your home before they even walk through the front door. As buyers pull up on your street, they're evaluating your homes curb appeal. That means you need to make a special effort to ensure your home is as attractive as possible from the outside – including Cleaning up your landscaping, power washing your driveway and sidewalk, trimming hedges and bushes, and possibly even investing in new house numbers or a new mailbox. You should ask [...]

By |2022-05-08T17:54:24-05:00May 4th, 2022|Agent Blog, Blog, Selling Real Estate, Tips|Comments Off on 7 Common Mistakes Sellers Make

Do You Have to Stage Every Room in Your Home to Sell?

If you’re like many people selling a home in Middle Tennessee, your REALTOR® has talked to you about home staging – but do you really have to stage every room? This guide explains. Do You Have to Stage Every Room in Your Home to Sell? Staging is a really important part of selling your home, and your real estate agent will most likely offer you pointers and tips if you need them. And though you should try to stage every room in your home, you may have to focus your efforts on the most important period if that's the case, here's where you need to stage: Kitchen Living Room Bedrooms Keep scrolling for tips to help you successfully stage each space. Kitchen Staging: The Basics Your kitchen is one of the most important in your home to stage. That's partly because the kitchen is where prospective buyers stand with their real estate agents to discuss how they feel about a home, and partly because staging is about more than selling four walls and a roof – it’s about selling a lifestyle. You want buyers to see that your kitchen is clean and easy to maintain, and you can [...]

By |2022-04-04T00:31:44-05:00April 17th, 2022|Agent Blog, Blog, Buying and Selling Tips, Real Estate, Selling Real Estate|Comments Off on Do You Have to Stage Every Room in Your Home to Sell?

How to Depersonalize Your Home Before You List it for Sale

It’s important to depersonalize your home before you list it for sale, but where do you start? This guide gives you six action steps to take. 6 Ways to Depersonalize Your Home Before You List it for Sale If you're selling your home in Middle Tennessee, your real estate agent will most likely talk to you about the importance of depersonalizing it. Depersonalizing doesn't mean making it look like a museum that nobody lives in, but it does mean removing things that could inhibit a buyer's imagination. Here are six ways to depersonalize your home before you list it for sale: Remove personal photos Take down collections and memorabilia Remove sayings from the walls Clear off the refrigerator Put away personal items in the bathrooms and bedrooms Say goodbye to anything potentially controversial Depersonalization Tip #1: Remove Personal Photos Take down your family photos before you list your home for sale. In addition to addressing privacy concerns, this step helps buyers envision their own belongings in your space; that’s tough to do when your family members are smiling down at them from the walls. Depersonalization Tip #2: Take Down Collections and Memorabilia Regardless of how important your collections and memorabilia [...]

By |2022-04-03T23:42:24-05:00April 4th, 2022|Agent Blog, Blog, Buying and Selling Tips, Listings, Real Estate, Selling Real Estate|Comments Off on How to Depersonalize Your Home Before You List it for Sale

7 Secrets to Using Plants in Home Staging

When you’re selling your home in Nashville (or elsewhere in Tennessee), your REALTOR® will probably talk to you about home staging. Staging is a big deal – it’s the act of making your home as appealing as you can to prospective buyers. One way to do that is by using plants. However, it's not as simple as tossing a few potted plants around your home. This guide explains how to effectively use plants in home staging. 7 Secrets to Using Plants in Home Staging Plants can really make a space feel alive, and that's what buyers love to see. In fact, when you can bring a bit of the outdoors inside, buyers are more likely to enjoy the time they spend in your home. That means they leave with a more favorable impression than they otherwise would have. Check out these seven secrets to using plants effectively in home staging: Choose the right plants Highlight must-see areas with plants Put your plants on stands Be careful with the pots you pick Mix-and-match plant types Use plants to create scale Never use fake plants Scroll down for a closer look at each. Secret #1 for Staging Your Home With [...]

By |2022-03-02T23:45:06-06:00March 17th, 2022|Blog, Buying and Selling Tips, Home Staging, How To, Tips|Comments Off on 7 Secrets to Using Plants in Home Staging

15 Home Staging Tricks Most People Don’t Know

If you’re selling a home in Nashville, your REALTOR® will most likely talk to you about home staging – the act of making your home as appealing as possible to the widest range of buyers. The fact is that staged homes sell faster (and for more money) than their non-staged counterparts do, so it makes sense to take some time boosting your home's appeal. 15 Home Staging Tricks Most People Don’t Know Check out these 15 simple home staging tricks that can help you sell your home faster and for more money: Be ruthless when you declutter Give every room a purpose Remove half the clothes from your closet Hire a professional cleaning team Replace your decor with neutral pieces and mirrors Get rid of heavy drapes Make cosmetic fixes Clean up your yard Make your entryway welcoming Use buyers’ senses Add texture Reserve vibrant colors for accents Use plants to your advantage Make every room look comfortable Turn on all the lights Scroll down for a closer look at each. Home Staging Trick #1: Be Ruthless When You Declutter Go through every room in your home looking for items you haven't used in the past six months [...]

By |2022-03-02T23:58:28-06:00March 4th, 2022|Blog, Home Staging, How To, Tips|Comments Off on 15 Home Staging Tricks Most People Don’t Know

7 Essential Tips for First-Time Homebuyers

If you’re buying your first home, you’ll most likely rely heavily on your REALTOR® to walk you through the process – but before you even start looking at homes for sale in Nashville, Brentwood, Franklin or another Middle Tennessee community, these seven tips can help you get off on the right foot. 7 Essential Tips for First-Time Homebuyers Check out these seven essential tips for first time homebuyers: Start saving early Figure out how much home you can (reasonably) afford Check your credit score and take steps to improve it Learn about your mortgage options Find a skilled REALTOR to help you Ask your agent about homebuyer assistance programs Get preapproved for a loan It’s a good idea to run through these tips before you even start looking at homes for sale in Middle Tennessee. Here’s a closer look at each.  Tip #1 for First-Time Homebuyers: Start Saving Early Though you should talk to a financial professional about saving money for a down payment, traditional wisdom says that the higher your down payment is, the lower your monthly payments will be. Ideally, you’ll save up at least 20 percent of your next home’s purchase price to use as a down [...]

By |2022-02-07T19:43:38-06:00February 17th, 2022|Buying and Selling Tips, Real Estate|Comments Off on 7 Essential Tips for First-Time Homebuyers

Using a VA Loan to Buy Your Next Home in Tennessee

If you’re like many people, you qualify for a loan backed by the U.S. Veterans Administration – but how do you use a VA loan to buy a home in Nashville, Brentwood, Franklin or another city in Middle Tennessee? This guide explains. How Do You Use a VA Loan to Buy a Home in Tennessee? VA loans are for veterans of the U.S. armed forces, their qualifying dependents and a handful of others who qualify. If you’re a veteran or current service member in any branch (including the reserve components), you may be eligible for a VA loan. You’ll have to obtain a Certificate of Eligibility, or CoE, from the U.S. Veterans Administration. After you have your CoE in-hand, take it to your lender. Your lender will explain your loan options. How Does a VA Loan Work? A VA loan doesn’t actually come from the VA. Instead, the Veterans Administration backs it; that means the VA guarantees some or all of the loan. Your lender gets a guarantee from the VA that if you default on your payments, the VA will help cover its losses. Because the U.S. government is backing the loan, lenders are comfortable giving you more favorable [...]

By |2022-02-04T18:02:56-06:00February 4th, 2022|Blog, Buying and Selling Tips, Mortgages|Comments Off on Using a VA Loan to Buy Your Next Home in Tennessee
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